最近辦了一堆卡片，沒有一張卡片是萬能，很麻煩，只能慢慢研究
一般國外刷卡：國泰世華
3%小樹點回饋，海外1.5%刷卡手續費，360點可換亞萬1000哩，花10000元，得300點，150點抵消手續費，另外150點可換價值417哩程，1000點約為27歐，消費1歐大約獲取1.5亞萬哩程回饋
Amex卡：一歐1.5 Amex point，可換FB 1.2哩程，以賺開卡禮為主
美卡若開成功，消費一歐=1.2哩 (1USD=1MR)，也是以賺開卡禮為主
05/25 Amex DE Payback
06/25 Amex DE Platinum
07/25 Amex DE Green
12/25 CUBE
01/26 Amex US Hilton Honors
to do list:
03/26 Eurowing Kreditkarte
Amex blue for point protection
Amex green
16/03/26 ITIN (passport certificate)
04/26 Cancel Amex DE Platinum kündigen 06.06.
transfer MR point to Amex US
capital One rewards
cancel Amex DE green 27.06.
06/26 apply
Amex Gold
JCB卡綁Lounge key (e.g. BKK/SIN)
10/26 AMEX us transfer bonus to flyingblue or virgin Atlantic
2027
Citi AA
Chase Sapphire CSP
Amex platinum
因為Amex換國泰貶值，使得Amex 換Garuda Indonesia有吸引力，最好的是用Virgin Atlantic 換7000+$20=75 Euro，
Flyingblue sweetspot: FRA-TPE/TPE-FRA Business ticket with infant discount average 50000 miles + tax
justification:
Amex green for restaurant, transit, hotel, travel (3x)
CSR for visa payments, restaurant, Hotel, groceries, priority pass (include 300 travel credit)
consider CSP/CS unlimited for long term holding
